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Enterprise Business Finance

Looking to buy an established business, grow your existing business, or take your business to the next level?

Established businesses with tax returns that show good cash flow can get extensive funding. If you have business tax returns, you should apply for this program. We can establish SBA loans for up to $5 Million, and draft check lines of credit that range from $20k to $250k each. All of these come with incredibly low interest rates and generous payback terms. Apply today – we can help!

What You Get:

Totals of $150,000 to $5,000,000 in Bank Lines of Credit or SBA Loans

Business Requirements:

Business MUST meet the following criteria for us to review: 

  • Two or more years of business tax returns are required
  • Clean business history, with no judgments or unpaid loans
  • Annual gross revenues must exceed $350,000 on tax returns
  • Banks will analyze your net profits from previous tax returns to determine how much funding you can afford in the future. We will help

Officer Requirements:

At least one corporate officer must meet the following criteria 

  • 600+ FICO credit score (700+ Vantage score)
  • No derogatory credit marks within 6 months
  • No judgments, or collections in unpaid status
  • No Bankruptcies in less than 5 years

The officer must maintain a clean credit and business profile throughout the entire program. This includes avoiding mortgage changes, new car loans, or any new derogatory credit during the program.

Timeline:

Initial Review: {1-2 Weeks}
We review your financials and create a proposal that is sent to specific banks that work best for you. These are soft inquiries – no credit pulls are done. After a positive response you sign our contracts and begin the actual funding process.
Enterprise Lines of Credit {1 to 2 months}: $20,000 to $250,000 each
Enterprise 504/7a SBA Loans {2 to 4 months}: $250,000 to $5,000,000

Rates:

  • Business Draft Credit Lines – Prime Rate +2-6%
  • SBA Loans – Prime Rate +2%
  • Business Credit Cards – 0 – 19.9% APR

Rates and offers may vary based on market changes, industry code, state of incorporation, credit profile, etc.